Credit Analyst - Microfinance Recruitment Process

Join our dynamic team as a Credit Analyst for our microfinance recruitment process in Bogor. You'll play a crucial role in evaluating loan applications, assessing creditworthiness, and supporting our mission to empower small businesses and entrepreneurs. This is a two-stage recruitment process, and we're looking for a passionate, detail-oriented professional to join our team at Bank Pembiayaan Mikro Bogor.

As a Credit Analyst, you'll be working directly with our borrowers, helping them navigate the loan application process and ensuring they receive the financial support they need. You'll use our in-house credit scoring system and collaborate with our team to make informed lending decisions. This role offers a unique opportunity to work in a fast-paced, mission-driven environment, with room for growth and professional development.

Bank Pembiayaan Mikro Bogor is a leading microfinance institution in the region, committed to providing accessible and affordable financial services to underserved communities. We're proud of our track record of success and our dedication to our customers. If you're passionate about microfinance and want to make a real impact, we'd love to hear from you.

📋 Tanggung Jawab Pekerjaan

• Evaluate loan applications and assess creditworthiness using our in-house credit scoring system
• Conduct thorough due diligence on potential borrowers, including business and financial analysis
• Collaborate with our team to make informed lending decisions and recommend loan approvals or rejections
• Provide personalized financial advice and support to borrowers throughout the loan application process
• Monitor loan performance and identify potential risks or issues
• Maintain accurate and up-to-date records of all loan applications and borrower information
• Stay up-to-date with industry trends, regulations, and best practices in microfinance
• Participate in team meetings and contribute to the development of our credit policies and procedures

🎓 Kualifikasi & Syarat

• Bachelor's degree in Finance, Economics, Business Administration, or a related field
• Minimum of 3 years of experience in credit analysis or a related role in the microfinance or financial services industry
• Strong knowledge of microfinance principles, products, and services
• Proficiency in using Microsoft Excel, SAP, or other financial software and tools
• Excellent analytical, problem-solving, and decision-making skills
• Strong communication and interpersonal skills, with the ability to build rapport with borrowers and team members
• Attention to detail and the ability to work in a fast-paced, deadline-driven environment
• Fluency in Indonesian and English is a plus

🛠️ Keahlian

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